Start with an electricity bill or your household appliances.
Sustained payback by cost scope
Uses the full installation price of 150,000 THB, offset by bill savings and export revenue. Each measure adds its specified costs and must remain nonnegative for the rest of the horizon. Excludes interest, fees and battery replacement. Charts and net cash flow still include all plan costs.
Cash flow after costs
over25 yearsView an example January bill breakdown
| Item | Without solar | With solar |
|---|---|---|
| Energy charge | 3,175.00 | 1,404.97 |
| Ft adjustment | 129.84 | 63.88 |
| Service charge | 24.62 | 24.62 |
| VAT | 233.06 | 104.54 |
| Total bill | 3,562.52 | 1,598.01 |
THB · Before: 800 kWh / After: 394 kWh · Same tariff category
| month | Without: bill | With: bill | Payment | Interest | Principal | Remaining debt | Maintenance/replacement | Export revenue | Net difference | Net cumulative cash flow | Cumulative savings |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Jan (1) | 3,562.52 | 1,598.01 | 1,696.07 | 500.00 | 1,196.07 | 118,803.93 | 0.00 | 0.00 | 268.44 | -29,731.56 | 1,964.51 |
| Feb (2) | 3,562.52 | 1,622.80 | 1,696.07 | 495.02 | 1,201.05 | 117,602.88 | 0.00 | 0.00 | 243.65 | -29,487.91 | 3,904.23 |
| Mar (3) | 3,562.52 | 1,563.44 | 1,696.07 | 490.01 | 1,206.06 | 116,396.82 | 0.00 | 0.00 | 303.01 | -29,184.90 | 5,903.31 |
| Apr (4) | 3,562.52 | 1,588.60 | 1,696.07 | 484.99 | 1,211.08 | 115,185.74 | 0.00 | 0.00 | 277.86 | -28,907.04 | 7,877.24 |
| May (5) | 3,562.52 | 1,605.70 | 1,696.07 | 479.94 | 1,216.13 | 113,969.61 | 0.00 | 0.00 | 260.75 | -28,646.28 | 9,834.07 |
| Jun (6) | 3,562.52 | 1,664.58 | 1,696.07 | 474.87 | 1,221.20 | 112,748.41 | 0.00 | 0.00 | 201.87 | -28,444.41 | 11,732.01 |
| Jul (7) | 3,562.52 | 1,644.87 | 1,696.07 | 469.79 | 1,226.28 | 111,522.13 | 0.00 | 0.00 | 221.58 | -28,222.84 | 13,649.65 |
| Aug (8) | 3,562.52 | 1,648.89 | 1,696.07 | 464.68 | 1,231.39 | 110,290.74 | 0.00 | 0.00 | 217.56 | -28,005.28 | 15,563.28 |
| Sep (9) | 3,562.52 | 1,668.47 | 1,696.07 | 459.54 | 1,236.53 | 109,054.21 | 0.00 | 0.00 | 197.98 | -27,807.30 | 17,457.33 |
| Oct (10) | 3,562.52 | 1,640.85 | 1,696.07 | 454.39 | 1,241.68 | 107,812.53 | 0.00 | 0.00 | 225.60 | -27,581.70 | 19,379.00 |
| Nov (11) | 3,562.52 | 1,618.34 | 1,696.07 | 449.22 | 1,246.85 | 106,565.68 | 0.00 | 0.00 | 248.11 | -27,333.59 | 21,323.18 |
| Dec (12) | 3,562.52 | 1,590.33 | 1,696.07 | 444.02 | 1,252.05 | 105,313.63 | 0.00 | 0.00 | 276.12 | -27,057.47 | 23,295.37 |
Net difference = bill without solar − bill with solar − loan payment − maintenance/replacement + export revenue • Initial cumulative cash flow: − 30,000 THB • Cumulative savings = bill savings plus export revenue since month 1, before costs
Long-term assumptions and limitations
The model uses representative hourly days, separating weekdays and holidays when enabled. It repeats a 365-day calendar and the same off-peak-day share each month. It does not model actual daily weather, roof position, shared hybrid-inverter power, outages or per-phase electricity. Loan interest is calculated monthly, not daily.
Tariff growth changes energy charges and Ft only; service charges stay fixed. Maintenance is waived for the first1 years, then increases with inflation from installation. Replacement occurs at the start of the year after the specified service life. Excludes salvage value, export-income tax, subsidies and personal tax benefits.
All formulas and calculation methodsBase tariff: MEA / PEA September 2026 · Checked 22 Sep 2026 · Low-voltage residential only · Permit requirements